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Job Information

MasterCard Software Engineer II in Pune, India

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion ( for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Software Engineer II

Mastercard is dedicated to inclusive economic growth for all people across the globe. The mandate of the Humanitarian & Development (H&D) team is to transform communities at the Base of the Pyramid (BOP). We leverage our digital technology and innovate new business models to digitalize essential daily services – provisioning healthcare, distributing agriculture subsidies, streamlining small merchant supply chains, etc. By so doing, we go well beyond Mastercard’s traditional payments remit, and critically, increase our reach to the 1+ billion previously unserved consumers at the BOP.

Community Pass is a social impact business at Mastercard that enables delivery of critical services to underserved, remote, and frequently offline communities. The Community Pass digital platform leverages a functional identity, a shared wallet, a digital acceptance device, and a safe and secure data platform to enable digital life transactions. Through Community Pass, service providers can more effectively reach underserved populations to provide education, humanitarian aid, micro-commerce, and healthcare services, and enable smallholder farmers with access to agricultural markets and financial services.

As part of community pass team, an exciting, fast paced environment developing payment solutions in the mobile and e-commerce space, this position will be responsible for the analysis, design, development and delivery of software solutions. Candidate will define requirements for new applications and customization adhering to MasterCard standards, processes and best practices. Candidate will develop, customize, and test applications to integrate to MasterCard’s specifications and provide leadership, mentoring, and technical training to other team members.


# Fluent in Kotlin/Java programming language with strong ability to design in OOA/OOD.

# Strong hands on experience in the Android app development.

# Identifies and implements basic design patterns - Singleton, Factory, Observer, Strategy, etc...

# Thinks beyond code to architecture.

# Understands the maintenance, operational and runtime characteristics of your team’s software.

# Gets designs and code reviewed. You provide meaningful feedback on peer design and code reviews.

# Solving difficult technical problem. Solutions are testable, maintainable, and efficient.

# Develops solutions for a major portion of a product or application.

# Demonstrates technical leadership by mentoring juniors and supporting peers. Ability to plan SDLC and own & drive towards quality delivery, FTR, CTQ and CSFs.

# Automates and simplifies team development, test, deployment, and operations processes.

# Documents applications and can train new team members on how the team’s software is constructed, operated and fits into the bigger picture.

# Troubleshoots complex problems, define root cause and permanently correct leaving the better and easier to maintain than when you found it.

# Participate in code review of key functionalities or architectural aspects.

# Execute and own the low level design activities collaborating with consultant and engineering Team.

# Regularly communicate with management about risk analysis and design tradeoffs.

# Strong communication skills, with an ability to express and delivering high code quality working with an engineering team

# Participate & contribute in Product kick off sessions & Requirement workshops for Direction and course correction w.r.t. domain based solutions, technology feasibility, competence requirements, resources requirements

# Perform knowledge sharing and coaching, mentoring by

All about You

# Software development, design & architecture experience in enterprise grade software solutions.

# Detailed experience at designing enterprise grade distributed and reactive systems that involve

  1. Good understanding of Software Architecture and Design Principles, Patterns, Methodology, Domain Concepts (Architecture and Design Skills)

# Design Principles including SOLID, YAGNI, DRY and others.

# Design patterns MVC, MVP, MVVM

# Security Code Patterns Practices

  1. Technology platform including

# Mobile platforms – Android, Mobile App Frameworks (Mobile App Design & Technology Skills)

  1. Application Security including Information security principles & realization, Mobile app security, OWASP & PCI DSS Compliance (Security Design & Technology Skills)

# Experience designing solutions for large scale deployments including large enterprises or service providers, banking or payment solutions.

# Experience of delivering frictionless user experience with support of Near-Field Communication (NFC), Bluetooth Lighting Emission (BLE).

# Hands on experience of working with tools like Android Studio, Jenkins, Confluence, JIRA, Rally, Sonar.

# Good understanding & experience with software development processes such as Scrum, SAFe, Extreme Programming and/or Lean etc.

# Experience working with multiple global customers, distributed teams

# Experience with mobile application development, and internet-related cloud technology development. Deep understanding of, a practical experience with, one of Android or iOS

# Considerable experience on device frameworks and device development is desirable.

# Strong inter-personal skills and ability to work in a collaborative environment with cross-functional teams and select third parties

# Formal training in systems analysis and computer programming

# A deep understanding of technical solution and software patterns (including architectural & design patterns) at various levels.

# Solid experience of working in product teams

# Bachelor Engineering or Technology in Computer Science, Engineering or IT Required & Master’s degree in related discipline Preferred

Other Personal Attributes

• Maturity to understand large systems and recommend upcoming technologies to solve complex business problems

• Enjoy challenging and thought provoking work and have a strong desire to learn and progress (motivated enough to self-learn)

• Ability to pick up new technology independently

• Be able to work under constraints and multi-task while remaining professional and courteous

• Exceptional ability to analyze problems and to propose innovative but workable solutions

• Team player

• Open minded, flexible, and willing to listen for other people’s opinions.

• Interpersonal skills necessary to effectively communicate over the phone and via email with a variety of individuals at all technical levels are required.

• Excellent verbal and written skills ARE A MUST.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Everyone wants easier ways to pay;

we invent them.

Checkout lines are slow;

we speed them along.

Merchants want more sales;

we give them data and insights.

People need financial access;

we connect them.

Corporate purchasing is complicated;

we make it simple.

Commuters are busy;

we speed them on their way.

Governments need greater efficiencies;

we help create them.

Small businesses are virtual;

we give them access to a world of buyers.

Retailers want to fight fraud;

we provide the tools.

Requisition ID: R-183486