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Job Information

MasterCard Senior Software Development Engineer in Pune, India

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion ( for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Senior Software Development Engineer


The Digital Wallet Ecosystem (DWE) program is part of Mastercard Markets and Localization team, responsible for driving the identification of new opportunities across different markets and building bespoke solutions and integrating with the wider Mastercard products and services.

The DWE program aspires to be the platform of choice for economies moving into the Digital first world of payments. We are building a solution and an ecosystem to enable the Mastercard multi-rail capabilities into these markets, building a Digital Payment Hub that integrates with Mastercard and Industry Payment processing and management solutions – both in the online and offline world.

Our positioning puts us right in the middle of 3 key dimensions –

• Integrating with a varied set of global and regional Payments solutions,

• Ensuring Security as we deliver services in both an API-first approach and over mobile platforms, and

• Building an unique customer experience coupled with a set of compelling user journeys, meeting the ever growing and varied Digital financial needs of consumers.

We are looking for a passionate and skilled Software Engineer with proven experience in designing and building enterprise Mobile Application and SDK solutions using Android.


We live by the ‘Mastercard Way’ cultural values every day - own it, simplify it, sense of urgency, thoughtful risk taking, unlock potential, and be inclusive – with a relentless focus on our customers.

Design and Build Mobile Applications and Mobile Software Development Kits (SDK’s) for Enterprise which are secure and with quality

Responsible for the analysis, design, development and delivery of software solutions. Define requirements for new applications and customization adhering to MasterCard standards, processes and best practices. Develop, customize, and test applications to integrate to MasterCard’s specifications. Provide leadership, mentoring, and technical training to other team members Major Accountabilities: •Plan, design and develop technical solutions and alternatives to meet business requirements in adherence with MasterCard standards, processes and best practices. •Lead day to day system development and maintenance activities of the team to meet service level agreements (SLAs) and create solutions with high level of innovation, cost effectiveness, high quality and faster time to market. •Accountable for full systems development life cycle including creating high quality requirements documents, use-cases, design and other technical artifacts including but not limited to detailed test strategy/test design, performance benchmarking, release rollout and deployment plans, contingency/back-out plans, feasibility study, cost and time analysis and detailed estimates. •Perform system maintenance, production incident problem management, identification of root cause, remediation of the problems and on-call pager support schedule. Select appropriate technical frameworks and solution delivery methodology. Adapt to the technical artifact templates per the needs of the project and technology. Contribute ideas to help ensure that required standards and processes are in place. Maintain solution and technology road maps. •Research and evaluate current and upcoming technologies and frameworks. •Participate in PoCs (Proof of Concept) and help the Department with selection of Vendor Solutions, Technologies, Methodologies and Frameworks. •Collaborate with Vendor Resources for Support of Products. •Conduct brownbag sessions on new and upcoming technologies, methodologies and application appropriate frameworks. Ensure knowledge transfer of vendor technology to MasterCard staff. Provide technical training to the other team members. •Follow and promote Quality Assurance and Quality Control processes in the department. Actively look for opportunities to enhance standards and improve process efficiency. Mentor and guide other team members during all phases of the SDLC. Ensure adequate test coverage in Unit Testing, System Testing/Integration Testing and Performance Testing. Perform Quality Inspections and Walkthroughs through out the SDLC including Requirements Review, Design Review, Code Review and Security Review to ensure compliance with MasterCard standards. •Co-ordinate development and manage day to day activities.

All About You


Bachelor or Master's degree in the area of Computer Science or Engineering


Overall Experience 7 - 10 Years

Agile / SAFe development methodology;

Project Management Fundamentals & Project processes;

Scope, Change and Risk Management Fundamentals;

Oral and Written communication skills;

Stakeholder communications / project status reporting;

Rally/JIRA & Other collaboration tools;

Working with multiple, geographically dispersed teams;

Strong Android experience including : Java, Kotlin, Android App and SDK Development, CI/CD, Jenkins, Unit Testing

Experience with Jira/Rally, SONAR

Hands on experience of writing JUnit test cases, working with Maven/Ant, GIT

Logical with good analytical skills, design skills and ability to articulate and present his/her thoughts very clearly and precisely in English (both written and verbal)

Knowledge of Design Patterns and experience in applying them to solve design problems.

Knowledge of Security concepts (E.g. authentication, authorization, confidentiality etc.) and protocols and experience in their usage in enterprise application

Java Cryptography (Encryption/Decryption (Symmetric and Asymmetric)

Web service development (SOAP and REST) (Expose and Consume)

Localization (implement localization using Spring)

Version Control Tool (1. Should have worked on any CVS tool, 2. Peferrably GIT)

Behavioural Skills

Accurate Listening, Analytical Thinking

Arranging Problems by Importance, Asking for Help as Needed

Asking Permission, Asking Questions, Attention to Detail,

Avoiding Trouble with Others, Commitment, Communication

Concentration, Conceptual Thinking, Creative Thinking, Customer Focus

Dealing with Emotions, Expressing Affection, Expressing Feeling, Flexibility

Following Directions, Gathering Information, Being a Good Sport

Due to COVID-19, most of our employees are working from home. We’ve implemented a virtual hiring process and continue to interview candidates by phone or video and are onboarding new hires remotely. We value the safety of each member of our community because we know we’re all in this together.

Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.​

If you require accommodations or assistance to complete the online application process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Requisition ID: R-138494