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MasterCard Card Scheme Analyst-1 in Pune, India

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion ( for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Card Scheme Analyst-1


MasterCard Payment Gateway Services (MPGS) is at the centre of the exciting and fast growing payment industry. MasterCard Payment Gateway Services is doing business in over 70 countries across the five continents.

The MPGS product management team is responsible for defining the strategy for, and executing the delivery of, market-leading payment gateway products serving acquirers and merchants on a global basis.

As an agnostic payment gateway, MPGS is subject to several regulated areas, spanning from Payment Schemes mandates, PCI, On Soil and internal Mastercard Compliance.

An exciting opportunity is available in the Card Scheme Compliance team.


The role holder will support the overall Scheme Compliance of the Mastercard Payment Gateway Services (MPGS) product suite to minimize exposure to Financial and Reputational risks.

This will include managing collection and prioritization of product compliance initiatives across the business, collaborating closely with Global Product Management, Regional Market Product Management, Legal, Compliance and IT.

This function is NOT involved in AML, KYC, Financial Crime etc. Instead, the role will be involved with the Operating Regulations (“the Rules”) as published by the various global and domestic payment schemes. It will also be involved with local/regional regulations affecting the payment industry.

The Scheme Compliance team is responsible for the relationship with the Global Payment Schemes (Mastercard, Visa, Amex etc.) as well as Domestic Payment Schemes, in terms of receiving, analysing, discussing bulletins and mandates.

Additionally, the role holder will be supporting the communication/training plan and delivery to the key internal and external stakeholders impacted by the changes.

This is a global role and involves liaising with multiple time-zones.

• Undertake analysis of Card Schemes communications and provide summary of changes of scheme rules and regulations to impacted MPGS business areas

• Work closely with MPGS business areas to ensure internal delivery of change occurs within Card Scheme mandates timescales

• Interface with Product Management teams and O&T to ensure priorities are reflected in development plans via the SAFe PI Planning methodology.

• Maintain library of all Card Scheme communications

• Build and maintain internal web portals for all Card Scheme communications

• Work closely with MPGS business areas to identify, document and maintain internal processes in relation to Card Scheme compliance

• Support MPGS business areas with Card Scheme related queries

• Maintain Global Card Scheme Compliance team internal and external communications

• Liaising directly with payment networks and schemes as applicable. Advocating the corporate and/or client position when appropriate.

• Communicating identified compliance gaps to management immediately. Identifying financial exposure and client impacts with recommended remediation and communication plan for issue resolution

All about You

• Experience with Card Schemes and/or Acquiring or Gateway business in a business analyst function

• Experience with payments technology services, especially gateway services, ecommerce, or payments software development

• Solid experience with Payments Schemes rules and communication tools. Experience with GDPR, PCI and PSD regulations and impacts.

• Experience working with an Agile methodology.

• Ability to establish and build relationships across the organization, including with Sales, Commercial Product Management, Development, Operations, and Support.

• Driven to learn and operate as a team player who is self-motivated and driven to succeed.

• Demonstrated track record in managing complex multi-stakeholder initiatives.

• Excellent organizational skills, project delivery, business & operational management and project management experience.

• Superior communications, presentation, and interpersonal skills.

• Flexibility and ability to work with teams at a global level with different time zones.

COVID-19 Considerations

We value the safety of each member of our community because we know we’re all in this together. In many locations, which may change over time, we’ve implemented a virtual hiring process and continue to interview candidates by video or phone. In addition, in some locations, only individuals who have been fully vaccinated will be permitted inside Mastercard offices until further notice.

In the US, Mastercard is a government contractor, which may legally require most Mastercard employees to be vaccinated unless a verified approved medical or religious exemption is granted. Further, we are currently making every effort towards having employees return to work in the office 2 days per week, if that makes sense for their team. Everyone must be vaccinated to enter Mastercard offices at this time. Therefore, we expect all candidates to be vaccinated or to be approved for a medical or religious accommodation prior to commencing work at Mastercard.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Requisition ID: R-148596