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MasterCard Lead Software Engineer in New York City, New York

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion ( for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Lead Software Engineer


At Mastercard, our industry expertise is enhanced by our commitment to being a force for good in the world and to doing well by doing good. Mastercard relies on our global workforce to help us achieve our goal of building a sustainable, inclusive global economy. The Mastercard Way encourages us, connects us with the behaviors that represent the essence of not only what we do but who we are as an organization. Cultivating an environment for all employees that respects their individual strengths, views and experiences drives a global and collaborative culture of inclusion and sense of belonging. MasterCard software engineering teams leverage Agile development principles, advanced development and design practices, and an obsession over security, reliability, and performance to deliver solutions that delight our customers.

The Mastercard Installments Program helps Lenders, Merchants and FinTech more easily build seamless Buy Now Pay Later (BNPL) experiences to reach broader customer segments.

MasterCard is recruiting a Lead, Software Development Engineering to develop advanced technologies and applications that are revolutionizing payments.

  • Are you passionate about software engineering?

  • Do you enjoy seeing the impact your code has on a wide range of customers across the globe?

  • Do you want to work for a company that offers above and beyond benefits including paid parental leave, flexible work hours, gift matching, and even volunteer incentives while encouraging your own professional learning and development?

  • Do you thrive in a place where you are continuously learning more while growing your skills and career?

  • Do you want to join a Company that offers a competitive benefits-and rewards program that attracts, develops and retains the most talented employees around the world?

  • Do you want to join an inclusive culture where employees, in all their diversity, feel valued, respected and who can bring their authentic selves to work? Learn more at Mastercard’s Corporate Sustainability Report.


  • Hands-on developer who writes high quality, secure code that is modular, functional and testable.

  • Lead and contribute the design, implementation, documentation, testing, and delivery for engineering efforts across a program.

  • Assess functional requirements and NFRs from the technical feasibility perspective

o Work with business analysis & software engineering team to translate requirements to workable architecture, design & implementations

o Supervise & review design & implementation to comply with the internal guidelines, industry best practices and quality attributes

  • Generate and manage reference architectures to preserve & reuse the knowledge, produce artifacts for the technology architecture & design knowledgebase

  • Actively engage in knowledge sharing with the project team, serving as a thought leader, providing guidance to the team on standards, tools and technologies

  • Facilitate the architecture & design process, participate in making decisions on technology and software architecture

  • Create or introduce, test, and deploy new technology to optimize the service

  • Design and build technical road-maps and guide the development staff on adoption

  • Have strong ownership of your team’s software and are deep in the maintenance characteristics, runtime properties and dependencies including hardware, operating system, and build.

  • Communicate, collaborate and work effectively in a global environment.

About You:

  • Degree in Computer Science or related field

  • Strong foundation in algorithms, data structures and core computer science concepts.

  • Evidence of working with object-oriented development and Deep understanding of commonly accepted architecture solution approaches design patterns.

  • Proficiency in multiple modern programming languages such as Java, Python, Ruby, Angular, Scala, etc.

  • Experience in application security design including compliance with standards like OWASP / PCI DSS / EMV, Open authentication & authorization frameworks, Web and Mobile security, Cryptography, Security patterns, Web services security etc.

  • Experience with XP, TDD and BDD in the software development processes

  • Proficiency with cloud technologies (IaaS, PaaS, serverless technology, NoSQL databases), micro-service design, CI/CD, DevOps

  • Experience designing scalable fault tolerant platforms that are resilient to infrastructure failures

  • Experience with the strangulation pattern and anti-corruption layers to migrate monolithic systems into independent services

  • Experience with application penetrating testing & troubleshooting, performance/load/stress testing & troubleshooting is strongly desirable

  • Expert in modern software design principles such as SOLID, DRY, and Single responsibility

  • Experience working in an Agile environment.

  • Strong inter-personal skills and ability to work in a collaborative environment with cross-functional teams and select third parties, be a true team player

  • Be able to work under pressure and multi-task while remaining professional and courteous

  • Open minded, flexible, and willing to listen to other people’s opinions, actively participating in the discussions and generating ideas and solution options

  • Strong written and verbal English communications skills.

  • Strong analytical and excellent problem-solving skills.

Due to COVID-19, most of our employees are working from home. We’ve implemented a virtual hiring process and continue to interview candidates by phone or video and are onboarding new hires remotely. We value the safety of each member of our community because we know we’re all in this together.

Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.​

If you require accommodations or assistance to complete the online application process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Requisition ID: R-144125