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Job Information

MasterCard Solutions Architect in London, United Kingdom

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion ( for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Solutions Architect

This is an Architectural role within Consumer Applications accountable for the solution architecture and providing architectural governance across Solutions Delivery. This is a manager level role which is expected to lead Solutions in the ecosystem.

Key accountabilities and duties:


Define the architecture framework and its constituent artefacts in developing services through appropriate and tailored architecture methods.

Provide the leadership to bring together business, application, infrastructure and data requirements into a single view of solutions options and recommendations.

Design solutions in a phased manner in an Agile environment, come up with just in time design and factor in design refactoring as a part of the Agile design methodology.

Understand and manage stakeholder expectations at a senior and executive level.

Provide clear choices and recommendations that enable both business and technical decision making. Responsible for the stakeholder engagement of internal and external parties with regard to architecture decisions and their implications.

Provide credible technical knowledge and insight to stakeholders and if needed to external customers. May be responsible for delivering presentations to key external stakeholders and customers.

Through close partnership with Product and Strategy, understand and anticipate business needs and provide leadership and influence in the ‘art of the possible’.

Responsible for driving the decision making process for technology choices including build versus buy and any subsequent purchases. Provide the architecture authority in the evaluation and selection of hardware and software product standards, as well as the design of standard configurations

Maintain an expert level of technical knowledge in the required technical areas and a broader specialist base as new technologies emerge. Support innovation and/or research and development initiatives as needed.

Project / Programme Delivery:

Define and ensure the architecture and design approach is appropriately planned and delivered against sprint timelines. Own the suitability of the activities and artefacts to ensure the approach is not under/over engineered. Clearly report progress against plans and escalate as needed.

Provide technical authority and governance across the lifetime of agreed projects.

Support the testing function in ensuring testing strategies are appropriate for the solution

Architecture Governance:

In collaboration with Product, support the definition of solution architecture and contribute to the development of complimentary architecture roadmaps.

Create, enhance and maintain architecture governance standards and processes.

Responsible for identifying and documenting key architecture decisions and ensuring these are shared and agreed following Architecture Governance Group reviews.

Responsible for the development and maintenance an architecture overview for agreed product sets. Proactively build, maintain and share reference information regarding architecture artefacts and supporting information

Ensure the simplification and re-use of architecture elements within solutions


Support the leadership of the team and department by setting a high performance benchmark and encouraging and inspiring excellence in the team

Lead by example and model the Zapp/VocaLink behaviours to the team and wider organisation. Motivate, inspire and give clear direction.

Knowledge and expertise:


Extensive IT experience in Java, Spring, Spring boot, SOA, Micro services, ESB and API Gateways, Cloud architecture, with significant experience in agile architectural roles.

Experience in the Payments or Cards Industry.

Experience of POS payment solutions or working with Mobile wallets.

Experience and use of, at least one recognised architecture framework or standard e.g. TOGAF, Zachman Framework.

Able to present and communicate complex architectural issues clearly and concisely with technical and non-technical audiences from senior stakeholders to project teams.

Experience of operating within a corporate architecture governance framework and standards

Experience working using Agile methodology

Excellent interpersonal skills including facilitation, negotiation, collaboration and influencing

Commercially and politically astute, able to see solutions in wider context of Zapp/VocaLink strategy and customer engagement

Able to determine approaches to solve complex programme level requirements into leading technical teams to delivered the required architecture and design deliverables.

Knowledge and expertise (technical / role specific)

Understanding of the product and project development lifecycle from strategy or presales to live operation and support, ideally from a managed services perspective

Ability to assemble a broad set of technologies and services to create a complete solution to a business requirement: application software, middleware, database, hardware, storage, network

Understanding of solution trade-offs such as cost, scope, timescale, and balance between long-term strategic and short-term pragmatic considerations

Ability to work with domain and technology experts to develop solution from high level architecture to detailed design level - recognised as a subject matter expert


Experience architecting in scalable solution with containerisation and service mesh

Experience of ISO standard messages e.g. ISO8583, ISO20022

Experience of one or more payments systems e.g. BACS, SEPA, SWIFT, LINK, FPS, MasterCard

Key competencies:


Commercial awareness

Career motivation

Decision making



Results orientation

Problem Solving


Degree level capability is indicated, but equivalent professional experience is acceptable.

Due to COVID-19, most of our employees are working from home. We’ve implemented a virtual hiring process and continue to interview candidates by phone or video and are onboarding new hires remotely. We value the safety of each member of our community because we know we’re all in this together.

Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.​

If you require accommodations or assistance to complete the online application process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Requisition ID: R-125639